Choose the Card for You

Our Classic Card, Founder’s Rewards Card, and Secured Visa® card all give you the flexibility you need.

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PSECU-Website-Card-Comparison-Guide-Card-Classic-Card

Classic Card

  • Low interest rate on purchases and cash advances
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Rates
  • Visa Classic Purchase
    12.90% (subject to change)
  • Fixed or Variable
    Fixed
Fees
  • Annual Fee
    $0
  • Balance Transfer Fee
    $0
  • Cash Advance Fee
    $0
  • Late Fee
    Up to $20
  • Foreign Transaction Fee
    $0
Features
  • Add to Apple Pay®, Google Pay®, and Samsung Pay™.
  • Minimum Advance Amount
    $250
  • Maximum Advance Amount
    Your approved credit limit
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PSECU-Website-Card-Comparison-Guide-Card-Founders-Card

Founder's Card

  • 2%¹ or 1.5% cash rewards on every purchase; no limit on reward earnings and rewards never expire
  • Visa Signature® benefits are automatically provided for credit lines of $5,000 or more
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Rates
  • Founder's Card Purchase
    16.65%
  • Fixed or Variable
    Variable
Fees
  • Annual Fee
    $0
  • Balance Transfer Fee
    $0
  • Cash Advance Fee
    $0
  • Late Fee
    Up to $27
  • Foreign Transaction Fee
    $0
Features
  • Add to Apple Pay®, Google Pay®, and Samsung Pay™.
  • Minimum Advance Amount
    $250
  • Maximum Advance Amount
    Your approved credit limit
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PSECU-Website-Card-Comparison-Guide-Card-Classic-Card

Secured Visa Card

  • Empowering you to build or rebuild your credit responsibly
  • Credit limits of $200-$2,500
  • Minimum collateral of $200 or 25% of credit limit required (whichever is greater), held in your Regular savings share
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Rates
  • Secured Visa Card Purchase
    12.90% (subject to change)
  • Fixed or Variable
    Fixed
Fees
  • Annual Fee
    $0
  • Balance Transfer Fee
    $0
  • Cash Advance Fee
    $0
  • Late Fee
    Up to $20
  • Foreign Transaction Fee
    $0
Features
  • Add to Apple Pay®, Google Pay®, and Samsung Pay™.
  • Minimum Advance Amount
    $250
  • Maximum Advance Amount
    Your approved credit limit
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Conquer your debt with a Visa® balance transfer + $0 PSECU balance transfer fee.
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Achieve More with PSECU

More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.

Become a Member
¹You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.