Classic Card

Our low rates for purchases and balance transfers help you save on interest charges.

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How Classic Cardholders Achieve More

PSECU Classic Cardholders enjoy the following benefits:

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  • No annual fee1
  • Credit Line of Up to $30,000, if qualified
  • Free credit score service2
  • Low APR1 on all purchases
  • Low-rate balance transfers with $0 PSECU balance
  • Mobile-payment ready
  • Cash Advances: Access funds through nearly 85,000+ ATMs in our network with no cash advance fees
Conquer your debt with a Visa® balance transfer + $0 PSECU balance transfer fee.

Current Card Rates

Valid as of XX/XX/XXXX
Description APR*
Visa Classic Purchase 12.90%
Visa Classic Cash Advance 14.90%
Increase Your Credit Limit
Increase Your Credit Limit

You might be eligible for a credit limit increase. Request a credit line increase on your Classic Card.

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Fees

Description Amount
Annual Fee

$0

Balance Transfer Fee
$0
Cash advance fee
$0
Late fee
Up to $20
Foreign transaction fee
$0
Annual Fee
Amount:

$0

Balance Transfer Fee
Amount:
$0
Cash advance fee
Amount:
$0
Late fee
Amount:
Up to $20
Foreign transaction fee
Amount:
$0

Browse Helpful Resources

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Achieve More with PSECU

More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.

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1APR denotes Annual Percentage Rate. Rates, terms, and conditions are subject to change. Please see Classic Card Account Opening Disclosure and Classic Credit Card Agreement and Disclosure for full terms and conditions.

2PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.