Founder’s Rewards Card

Cash rewards on every single purchase1. Credit limits up to $30,000, if qualified. That’s why we call it a rewards card.

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How Our Cardholders Achieve More

More Rewards
Get cash rewards on every purchase1,
with no category restrictions.
More Savings
Enjoy no annual fee2 and a $0 PSECU balance transfer fee.
More Freedom
No expiration dates means no rush
on your cash rewards.

 

Cash Rewards Calculator

See how cash rewards add up on your everyday purchases.

Estimated Annual Purchase Total
$
$500
$30,000

1.5% Reward

$131.94

2% Reward

$175.92

1.5% Reward

You can earn 1.5% cash rewards on purchases with a Founder’s Card alone.

$131.94

2% Reward

You can earn 2% cash rewards on purchases with a Founder’s Card and a qualifying PSECU checking account and direct deposit.

$175.92

All calculators are for informational purposes only and are based on information provided by you. Calculators are not intended to provide financial, legal, or tax advice. Your actual earnings, savings, rates, amounts, etc. shown may vary. Your rate may differ from the rate(s) shown in the calculator. For loan products, rate(s) shown assume excellent creditworthiness. APY denotes Annual Percentage Yield. APR denotes Annual Percentage Rate.

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See How Cash Rewards Add Up

Additional Perks

Reward Yourself

  • Earn 2%1 or 1.5% in cash rewards on every purchase, every time.
  • Visa Signature® benefits are automatically provided for credit lines of $5,000 or more.
  • Access funds through nearly 85,000+ ATMs in our network with no cash advance fees.
  • Founder's Rewards Cardholders enjoy credit limits up to $30,000, if qualified.

Promotional Rates

Valid as of XX/XX/XXXX
Description APR3
Founder's Card Balance Transfer Promotional Rate 4.90% 4

3 APR denotes Annual Percentage Rate.

4 PSECU Visa® Founder's Card/Visa® Alumni Rewards Card: Promotional Visa Balance Transfer Rate Offer– PSECU is offering a promotional rate of 4.90% APR on all Visa balance transfers that post to your account on July 1, 2025 through December 31, 2025 (“promotional period”). Any Visa balance transfers that post to your account after December 31, 2025, are not eligible for this promotional rate offer. The promotional rate will continue to apply to Visa balance transfers made during the promotional period until December 31, 2026. Thereafter, any remaining unpaid portion of your original balance transfer(s) made during the promotional period will be subject to the current APR for balance transfers, which is 16.15% APR as of 11/03/2025 12:59:33 PM . APR denotes Annual Percentage Rate. This is a variable rate equal to the Prime Rate plus a margin of 9.15% and is subject to change at any time. Visa balance transfers are limited to the available credit of your Visa credit limit. PSECU Visa Business Cards are not eligible for this promotional rate offer. Payments will be applied as stated in your PSECU Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement and Disclosure. A minimum of $250 must be requested for balance transfers through digital banking. The 4.90% APR promotional offer cannot be used to pay off any PSECU loan or be made payable to cash, yourself, any joint owner(s), or co-maker(s). Balance transfers do not qualify as eligible purchases for the cash back reward program. Balance transfers access credit under the terms of your Visa® Founder's Card/Visa® Alumni Rewards Card account as stated in the PSECU Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement and Disclosure.

Current Card Rates

Valid as of XX/XX/XXXX
Description APR*
Founder's Card Purchase 16.15%
Founder's Card Cash Advance 18.00%
Founder's Card Balance Transfer 16.15%

* APR denotes Annual Percentage Rate.

Increase Your Credit Limit
Increase Your Credit Limit

You might be eligible for a credit limit increase. Request a credit line increase on your Founder's Rewards Card.

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Fees

Description Amount
Annual fee
$0
Balance transfer fee
$0
Cash advance fee
$0
Late fee
Up to $27
Foreign transaction fee
$0
Annual fee
Amount:
$0
Balance transfer fee
Amount:
$0
Cash advance fee
Amount:
$0
Late fee
Amount:
Up to $27
Foreign transaction fee
Amount:
$0

Browse Helpful Resources

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Achieve More with PSECU

More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.

Become a Member

1 You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

2 Rates, terms, and conditions are subject to change. See the Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement and Disclosure and the Visa® Founder's and Visa® Alumni Rewards Consumer Disclosure Account Opening Disclosure for full details.