Personal Finance Resources: Financial Education & Literacy

Is a Gym Membership Worth It?

Written by PSECU | Jan 3, 2024 11:00:00 AM

The connection between physical health and fiscal health is real, even though it might seem counterintuitive at first. You may wonder if that monthly gym membership fee is really worth it, especially when you look at your budget. You’ve come to the right place for some answers!

When pondering whether or not to join a gym, consider these long-term benefits:

Improve Health, Lower Healthcare Costs.

Any steps you can take to improve your health will generally pay off through lower healthcare costs. Study after study show that regular exercise can stave off the onset of chronic health conditions like diabetes, heart disease, and even some types of cancer.

Manage Stress.

Stress affects your mental health. It also affects your physical health in ways you might not be aware of. Chronic high stress releases adrenaline and cortisol. Over time, these hormones can weaken your immune system, negatively affect your digestive system, and prevent healthy sleep. All of these are detriments to good health. With exercise, you can release stress and reduce the impact of those stress hormones. There’s also the social aspect of belonging to the gym to consider. Being surrounded by other people who are also motivated to improve their health gives you a jolt of positivity every time you walk into the gym.

Increase Your Money Management Skills.

This one might be a little surprising. Depending on your particular exercise routine, you could potentially multi-task by listening to financial wellness podcasts. Spending time brushing up on your money management skills could really benefit you in the long run.

These are but a few of the benefits of having – and using – a gym membership. It may seem like a nice-to-have at first glance, but when you dig deeper, you can see it’s an investment in your overall mental, physical, and fiscal health.

We have a longstanding commitment to providing free financial wellness resources to members and non-members alike. Check out what’s available at psecu.com/learn.