Buy Out a Lease
Love the car you’re leasing? Make it yours! With competitive rates and flexible terms, we make it affordable to buy out your auto lease.
Get a Great Deal on the Car You Already Love
You don’t have to start over when your auto lease comes to an end. If you’re reluctant to let your leased vehicle go, we can help you keep it with:
Make It Happen
Buying out your lease doesn’t have to feel like a big deal. Follow these simple steps and own your car in no time:
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Contact your leaseholder - whether it’s the leasing bank or dealership - and ask for the exact amount needed to buy out the remainder of your lease.
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Not a member yet? Apply for PSECU membership first and get approved before moving forward with your loan application. Already a member? You’re ready to roll!
Once you’re a member, gather your monthly income info, vehicle details, and the amount you need to buy out the remainder of your lease. -
Most applicants receive a quick loan decision on the same day they apply, often within minutes. Once approved, we’ll guide you through the process of buying out your lease.
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We’ll send you an AutoCheck for the buyout amount. Hand it over to your leaseholder, and they’ll take care of transferring the title to us. Then, you’ll need to register your car with your state’s Department of Motor Vehicles (DMV), and you’ll be officially the proud owner of your vehicle.
Current Rates
Valid as of XX/XX/XXXX
Term | Rates As Low As* | Monthly Payment | Vehicle Value (Minimum) | Loan Amount (Minimum) | |
---|---|---|---|---|---|
1 - 63 Months | 5.89% | $18.50 / per $1,000.00 |
$3,000.00 | $1,000.00 | |
64 - 75 Months | 6.09% | $16.07 / per $1,000.00 |
$12,000.00 | $4,000.00 | |
76 - 84 Months | 6.49% | $14.85 / per $1,000.00 |
$20,000.00 | $6,000.00 | |
85 - 96 Months | 8.49% | $14.39 / per $1,000.00 |
$40,000.00 | $12,000.00 |
Term | Rates As Low As* | Monthly Payment | Vehicle Value (Minimum) | Loan Amount (Minimum) | |
---|---|---|---|---|---|
1 - 63 Months | 6.14% | $18.61 / per $1,000.00 |
$3,000.00 | $1,000.00 | |
64 - 75 Months | 6.34% | $16.19 / per $1,000.00 |
$12,000.00 | $4,000.00 | |
76 - 84 Months | 6.74% | $14.97 / per $1,000.00 |
$20,000.00 | $6,000.00 | |
85 - 96 Months | 8.74% | $14.52 / per $1,000.00 |
$40,000.00 | $12,000.00 |
Term | Rates As Low As* | Monthly Payment | Vehicle Value (Minimum) | Loan Amount (Minimum) | |
---|---|---|---|---|---|
1 - 63 Months | 6.64% | $18.85 / per $1,000.00 |
$3,000.00 | $1,000.00 | |
64 - 75 Months | 6.84% | $16.43 / per $1,000.00 |
$12,000.00 | $4,000.00 | |
76 - 84 Months | 7.24% | $15.21 / per $1,000.00 |
$20,000.00 | $6,000.00 | |
85 - 96 Months | 9.24% | $14.78 / per $1,000.00 |
$40,000.00 | $12,000.00 |
Have Questions? We're Here to Help
Need to talk to us directly? Call (800) 237-7328 or send an inquiry.
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* Based on December 2024 Auto Lender Summary from Experian