Refinance & Save
Save on Your Monthly Payment with a Refinanced Auto Loan
When you refinance your auto loan with us, you lock in access to our special refinance rates!
But the perks to refinancing your auto loan don’t stop there! You also gain access to flexible loan terms and monthly payment options that fit your budget, digital banking tools that make it easy to manage your loan, excellent member service, and more.
Our flexible auto loans keep you in the driver's seat with term and monthly payment options designed to fit your budget. Plus, for a limited time, you'll get a $250 cash bonus when you meet promo requirements!
Current Rates
Valid as of XX/XX/XXXX
- 2022 Model Year and Newer
- 2021 - 2019 Model Year
- 2018 Model Year and Older
| Term | Rates As Low As* | Monthly Payment | Vehicle Value (Minimum) | Loan Amount (Minimum) | |
|---|---|---|---|---|---|
| 1 - 63 Months | 5.19% | $18.17 / per $1,000.00 |
$3,000.00 | $1,000.00 | |
| 64 - 75 Months | 5.39% | $15.74 / per $1,000.00 |
$12,000.00 | $4,000.00 | |
| 76 - 84 Months | 5.79% | $14.51 / per $1,000.00 |
$20,000.00 | $6,000.00 | |
| 85 - 96 Months | 6.79% | $13.53 / per $1,000.00 |
$40,000.00 | $12,000.00 |
| Term | Rates As Low As* | Monthly Payment | Vehicle Value (Minimum) | Loan Amount (Minimum) | |
|---|---|---|---|---|---|
| 1 - 63 Months | 5.44% | $18.29 / per $1,000.00 |
$3,000.00 | $1,000.00 | |
| 64 - 75 Months | 5.64% | $15.86 / per $1,000.00 |
$12,000.00 | $4,000.00 | |
| 76 - 84 Months | 6.04% | $14.63 / per $1,000.00 |
$20,000.00 | $6,000.00 | |
| 85 - 96 Months | 7.04% | $13.66 / per $1,000.00 |
$40,000.00 | $12,000.00 |
| Term | Rates As Low As* | Monthly Payment | Vehicle Value (Minimum) | Loan Amount (Minimum) | |
|---|---|---|---|---|---|
| 1 - 63 Months | 5.94% | $18.52 / per $1,000.00 |
$3,000.00 | $1,000.00 | |
| 64 - 75 Months | 6.14% | $16.09 / per $1,000.00 |
$12,000.00 | $4,000.00 | |
| 76 - 84 Months | 6.54% | $14.87 / per $1,000.00 |
$20,000.00 | $6,000.00 | |
| 85 - 96 Months | 7.54% | $13.91 / per $1,000.00 |
$40,000.00 | $12,000.00 |
Love Your Car, but Not Your Loan?
Refinancing your auto loan lets you keep the car you love and ditch the loan you don’t. With our vehicle refinancing options, you can:
Stress-Free Refinancing
When you refinance with us, you can feel:
Cool. Our competitive rates and flexible terms allow you to choose a monthly payment that fits your budget.
Calm. Our quick lending decisions can quiet your financing concerns.
Confident. You’ll feel good knowing you’re doing business with one of PA’s Top Auto Lenders*.
Ready to Refinance?
Why pay more when you don’t have to? Follow these steps to refinance and save.
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If you’re not already a member, you’ll need to apply for PSECU membership first and get approved before moving forward with your loan application.
Already a member? Move on to the next step! -
Once you’re a member, you can start your loan application. You’ll need your monthly income, vehicle information, and the 15-day payoff amount for your current loan.
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Most applicants receive a quick loan decision on the same day they apply, often within minutes.
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After approval, log into digital banking to view your loan details, payment amounts, and due date. Setting up payments from another financial institution? Set up an external account transfer. Don’t have digital banking? Signing up is easy!
Have Questions? We're Here to Help
Need to talk to us directly? Call (800) 237-7328 or send an inquiry.
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More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.