Recreational Vehicles
Discover America's Open Roads
We have flexible terms – up to 15 years – that fits your needs.
Your RV Purchase Journey Begins with PSECU
Wherever you choose to roam, we can help get you there. Our RV financing can cover up to 100% of the retail value of RVs worth at least $3,000, including motorhomes, travel trailers, camping trailers, and camper vans.
Youth Savings Options
As a parent, you want the best for your child, and that includes giving them the tools they need to achieve financial success. Our PSECU youth savings accounts can help you start building your kid’s financial future.
We have two great options for youth savings accounts: a youth savings or a teen banking account.
Youth Savings (ages 0-12)
Parents, guardians, grandparents, or other family members can make an irrevocable financial gift to a child and open a savings account on their behalf. Custodial accounts can remain open until the child turns 21.
Features and benefits:
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Children under age 18 qualify for 4.00% 1 Annual Percentage Yield (APY) on savings account balances of up to $500.
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Your child’s savings won’t be eaten up by fees.
Teen Banking (ages 13-17)
Teenagers age 13 and over can open their own regular account. An adult is not required to open a regular account but may serve as a joint owner to help monitor and guide financial decisions. If an adult is a joint owner on the account, there is no requirement for them to be removed when the child reaches age 18.
Features and benefits:
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Children under age 18 qualify for 4.00% 1 Annual Percentage Yield (APY) on savings account balances of up to $500.
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Both the youth and joint owners are eligible for a PSECU debit card in their own names.
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Your teen can independently manage their accounts, make deposits, transfer funds, and more through digital banking.
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Gather the information you need to complete your application, including monthly income and current debt payments.
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It’s a quick process that can give you an idea of how much you might be able to borrow for a loan. Keep in mind that not everyone will get prequalified or approved, but it’s a good place to start.
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Now the fun part begins! Start your search for your dream RV, camper, or travel trailer.
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When you’re ready, contact PSECU to request your AutoCheck.
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| Term | Rates As Low As* | Monthly Payment | Value (Minimum) | Loan Amount (Minimum) | |
|---|---|---|---|---|---|
| 1-36 Months | 7.74% |
$31.22
/ per $1,000.00 |
$3,000.00 | $3,000.00 | |
| 37-48 Months | 7.74% |
$24.30
/ per $1,000.00 |
$3,000.00 | $3,000.00 | |
| 49-60 Months | 7.74% |
$20.16
/ per $1,000.00 |
$3,000.00 | $3,000.00 | |
| 61-84 Months | 8.49% |
$15.84
/ per $1,000.00 |
$5,000.00 | $5,000.00 | |
| 85-120 Months | 8.49% |
$12.40
/ per $1,000.00 |
$15,000.00 | $15,000.00 | |
| 121-144 Months | 8.49% |
$11.10
/ per $1,000.00 |
$25,000.00 | $25,000.00 | |
| 145-180 Months | 9.49% |
$10.40
/ per $1,000.00 |
$50,000.00 | $50,000.00 |
Members Achieve More
PSECU is a not-for-profit financial cooperative, meaning you must be a member to take advantage of our RV loans. But don’t worry – there are many ways to be eligible.
Browse Common Questions
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To make regular recurring deposits, you must be one of the following on the child’s account: primary owner, joint owner, or the custodian.
You’ll need to take two separate actions to make automatic deposits using our transfer service. First you need to link the two accounts, then you need to set up recurring transfers. The steps are slightly different between online banking and mobile banking. The instructions are organized to show how to complete the linking and recurring transfers steps for each platform.
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Online Banking
Linking Accounts
- Log into online banking from the account you are the owner of and where the recurring transfer will originate from.
- Select Transfers from the top menu.
- Select Transfer List on the right side.
- Select Link Your PSECU Account on the right side.
- Complete the fields for the username of the account you want to transfer to.
- Select Link Accounts on the right side. A success screen will display.
Setting Up Recurring Transfers
- Log into online banking from the account you are the owner of and where the recurring transfer will originate from.
- Select Transfers from the top menu.
- Select Transfer From and select the account the transfer will originate from.
- A new field will be displayed that will give you access to a secondary drop-down menu. Click on the chevron to select the destination share of the linked account.
- Follow the prompts to amount, frequency, start date, and end date, (optional).
- After you’re satisfied with these details, select Confirm to complete the set up.
Mobile Banking
Linking Accounts
- Log into mobile banking from the account you are the owner of and where the recurring transfer will originate from.
- Select Transfers from the bottom of the screen.
- Select Transfer List.
- Select Link Your PSECU Account.
- Enter the username of the account you want to transfer to and select Next.
- Enter the password of the account you want to transfer to and select Link Accounts.
- A success screen will display.
Setting Up Recurring Transfers
- Log into online banking from the account you are the owner of and where the recurring transfer will originate from.
- Select Transfers from the bottom of the screen.
- Select New Transfer.
- Select Transfer List.
- Tap the radio button for the share the money should be withdrawn from.
- Tap the down arrow to the right of the linked account and select the linked account share to transfer the money to.
- Enter the transfer amount, then Next.
- On the following screen, toggle the Schedule Detail switch to select the transfer’s frequency, start date, and end date (optional).
- Selecting Next will schedule the transfer. A success screen will display.
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The Pennsylvania Recreation and Park Society (PRPS) is the principal statewide association providing professional development, leadership, advocacy, and resources for those working and volunteering in the parks and recreation field. Their vision is to improve environmental, economic, and social health and wellness for current and future generations.
PRPS Friend membership is a one-time fee of $20, but PSECU will cover $10 when you apply for membership online. You can apply for PSECU membership and a RV loan in one application. Apply today!
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Pennsylvania residents have the option to join the Pennsylvania Consumer Council (PACC) at no cost to you when you apply for PSECU membership online.
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More than 1,000 employers headquartered in PA offer PSECU membership as a benefit.
Qualifying employers include:
- PA state or local governments
- Municipalities and school districts
- Select Employee Groups (SEGS)
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You have a relationship with one of the many PA colleges or universities we work with.
Qualifying scenarios include:
- Currently attending
- Graduated
- Currently working at a PA college or university
- Attended one or more semesters
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You reside with, or have a relative who is a PSECU member.
Eligible relatives include:
- Parent, stepparent, or grandparent
- Spouse or household member
- Sibling or stepsibling
- Children or grandchildren (including adoptive relationships and stepchildren)
Need a loan for a boat or boat trailer, personal watercraft, ATV, snowmobile, or non-street-legal vehicle?
Financial Planning with PSECU Financial Services (PFS)
Available through LPL, Financial Services, LLC4, PFS can assist with planning for your child’s financial future, whether you have a small amount of money to invest or a large nest egg to grow. From college education to investing opportunities, it's always the right time to start.
¹To be eligible for the Youth Savings rate, the primary account owner must be under the age of 18. All eligible Youth Savings Share accounts earn 4.00% APY for balances of $.01 to $500.00. For balances of $500.01 and over, the Regular Savings Share APY will apply. Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Find our current dividend rates at psecu.com/rates. PSECU requires a $5 minimum balance to open and maintain a Regular share account. This $5 share account deposit is also required to be eligible to receive the Youth Savings rate, and the member must be in good standing as defined by PSECU's Bylaws, Article II, Section I. PSECU will make a $5 minimum share purchase on behalf of the member.
IRAs and loans may not be assigned to Custodial Accounts (exception: Educational IRAs are permitted). PSECU may not use the account to offset any outstanding balance of the donor or custodian.
Custodial Accounts conform to Pennsylvania's Uniform Transfers to Minors Act — for questions about these accounts, refer to PSECU's agreements and disclosures and consult an attorney.
4Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Pennsylvania State Employees Credit Union (PSECU) and PSECU Financial Services (PFS) are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using PFS, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of PSECU or PFS. PSECU has contracted with LPL to make non-deposit investment products and services available to credit union members. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency. Not Credit Union Guaranteed. Not Credit Union Deposits or Obligations. May Lose Value.
Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell or a solicitation of an offer to purchase brokerage services to persons outside the United States.
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
