Auto Loans
Our auto loans will put you on the road to success when it comes to buying a new or used car or refinancing your current ride.
Car Loan Options for Every Need
You have unique needs. Our wide range of auto loan options is here to meet them. Check out all we have to offer below.
Finance a New or Used Car
Refinance Your Existing Auto Loan
Buy Out a Lease
Vehicle Loans
Valid as of XX/XX/XXXX
Term | Rates As Low As* | Monthly Payment | Vehicle Value (Minimum) | Loan Amount (Minimum) | |
---|---|---|---|---|---|
1 - 63 Months | 6.59% | $18.82 / per $1,000.00 |
$3,000.00 | $1,000.00 | |
64 - 75 Months | 6.74% | $16.38 / per $1,000.00 |
$12,000.00 | $4,000.00 | |
76 - 84 Months | 7.24% | $15.21 / per $1,000.00 |
$20,000.00 | $6,000.00 | |
85 - 96 Months | 9.24% | $14.78 / per $1,000.00 |
$40,000.00 | $12,000.00 |
Term | Rates As Low As* | Monthly Payment | Vehicle Value (Minimum) | Loan Amount (Minimum) | |
---|---|---|---|---|---|
1 - 63 Months | 6.84% | $18.94 / per $1,000.00 |
$3,000.00 | $1,000.00 | |
64 - 75 Months | 6.99% | $16.50 / per $1,000.00 |
$12,000.00 | $4,000.00 | |
76 - 84 Months | 7.49% | $15.34 / per $1,000.00 |
$20,000.00 | $6,000.00 | |
85 - 96 Months | 9.49% | $14.91 / per $1,000.00 |
$40,000.00 | $12,000.00 |
Term | Rates As Low As* | Monthly Payment | Vehicle Value (Minimum) | Loan Amount (Minimum) | |
---|---|---|---|---|---|
1 - 63 Months | 7.34% | $19.18 / per $1,000.00 |
$3,000.00 | $1,000.00 | |
64 - 75 Months | 7.49% | $16.74 / per $1,000.00 |
$12,000.00 | $4,000.00 | |
76 - 84 Months | 7.99% | $15.59 / per $1,000.00 |
$20,000.00 | $6,000.00 | |
85 - 96 Months | 9.99% | $15.17 / per $1,000.00 |
$40,000.00 | $12,000.00 |
Make Sure You're Covered
You’ve chosen your new (or new-to-you) ride… now what? Get the coverage you need to drive home happy.
![PSECU-Website-Auto-Loans-Insurance-2](https://www.psecu.com/hubfs/PSECU-Website-Auto-Loans-Insurance-2.png)
Get the coverage you need and the savings you deserve.
![PSECU-Website-Auto-Loans-New-and-Used-Cars-Road-Ahead-CTA-2-2](https://www.psecu.com/hubfs/PSECU-Website-Auto-Loans-New-and-Used-Cars-Road-Ahead-CTA-2-2.png)
Skip the piecemeal plans and get all the vehicle protection you want in one place.
Learn Why We're a Top Auto Lender***
![top-auto-lender](https://www.psecu.com/hs-fs/hubfs/top-auto-lender.png?width=200&height=189&name=top-auto-lender.png)
![PSECU-Website-Auto-Loans-Footer-CTA](https://www.psecu.com/hubfs/PSECU-Website-Auto-Loans-Footer-CTA.png)
Unlock Members-Only PSECU Perks
If you’re not a member already, you’ll become one when you take out an auto loan with us. This will unlock access to excellent member service, security and peace of mind, great rates on other loans and savings options, and a focus on meeting your needs.
* Not all products, coverages and discounts are available in every state. Restrictions, exclusions, limits and conditions apply.
Insurance products are offered by PSECU Protect, LLC an affiliate of Pennsylvania State Employees Credit Union (PSECU). Available insurance products are not deposits of Pennsylvania State Employees Credit Union and are not protected by any type of deposit insurance, are not obligations of or guaranteed by Pennsylvania State Employees Credit Union or its affiliates, and may be subject to risk. Insurance products are not insured or guaranteed by the National Credit Union Administration (NCUA) or any other agency of the United States. Any insurance required as a condition of the extension of credit by Pennsylvania State Employees Credit Union need not be purchased from our Agency, PSECU Protect, LLC, but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the customer's choice.
** Products are offered through SWBC and administered by EFG Companies. SWBC and EFG are separate entities from and not affiliates of PSECU. PSECU has contracted with SWBC and EFG to make these products available to credit union members.
Coverage may vary by state. See contract for complete details. Coverage not available in all states.
*** Based on May 2024 Auto Lender Summary from Experian