College Loans to Finance Your Future

Get the money you need to help make higher education happen.

Learn Which Loan Is Right for You

Student Loans from PSECU in Partnership with Sallie Mae® Could Help!

Whether you’re an undergraduate or graduate student, these flexible loans for those attending a degree-granting institution are designed to meet your needs with:

Competitive Rates
Competitive variable and fixed
interest rates
More Gimmes
Multiple repayment options
Less Gotchas
No origination fee or prepayment penalty1

Student Loan Options for Undergraduate & Graduate Students

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Undergraduate Loan Options

  • Smart Option Student Loan®: Pay for your bachelor's, associate's, or certificate expenses at a degree-granting school.

Learn Which Loan Is Right for You
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Graduate Loan Options

  • MBA Loan: Pay for your business school expenses as you pursue your Masters of Business Administration degree.

  • Medical School Loan: Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine.

  • Dental School Loan: Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics.

  • Graduate School Loan for Health Professions: Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs.

  • Law School Loan: Pay for your school and associated expenses as you study for your law degree.

Learn Which Loan Is Right for You
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PSECU Accounts for College Students

Students have unique financial needs. We offer digital-first checking accounts, savings accounts, and other products to fit the college student lifestyle.

Student Loan Calculator

Wondering how much to borrow and how you’ll repay it? Our calculators can help you estimate the value of a college education, predict student loan payments, or understand parent loan payments. Will I be able to pay back my student loans?

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Borrow Responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. PSECU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Browse Helpful Resources

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Achieve More with PSECU

More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.

Become a Member

Smart Option Student Loan and graduate loan products: These loans are for students at participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2021 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.