Privacy Notice

What does PSECU do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Credit History and Payment History
  • Transaction History and Overdraft History

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons PSECU chooses to share; and whether you can limit this sharing.

Sharing your personal information

Reasons we can share your personal information Does PSECU share? Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes—to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We don't share
For our affiliates’ everyday business purposes—information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes—information about your creditworthiness
Yes
Yes
For our affiliates to market to you
Yes
Yes
For nonaffiliates to market to you
No
We don't share
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does PSECU share?:
Yes
Can you limit this sharing?:
No
For our marketing purposes—to offer our products and services to you
Does PSECU share?:
Yes
Can you limit this sharing?:
No
For joint marketing with other financial companies
Does PSECU share?:
No
Can you limit this sharing?:
We don't share
For our affiliates’ everyday business purposes—information about your transactions and experiences
Does PSECU share?:
Yes
Can you limit this sharing?:
No
For our affiliates’ everyday business purposes—information about your creditworthiness
Does PSECU share?:
Yes
Can you limit this sharing?:
Yes
For our affiliates to market to you
Does PSECU share?:
Yes
Can you limit this sharing?:
Yes
For nonaffiliates to market to you
Does PSECU share?:
No
Can you limit this sharing?:
We don't share

To limit our sharing

Call toll-free 800.237.7328, extension 3600 — our menu will prompt you through your choice(s).

If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call toll-free 800.237.7328, extension 3600 or go to psecu.com/privacy.

Who we are

Who is providing this notice?

PSECU, PSECU Protect, LLC

What we do

How does PSECU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

To protect our members’ privacy, we only work with companies that agree in writing to maintain strong confidentiality protections and limit the use of the information we provide.

How does PSECU collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • make deposits or withdrawals from your account
  • make a wire transfer

We also collect your personal information from others such as credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See "Other important information" below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with the PSECU name.

Nonaffiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • PSECU does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • PSECU doesn't jointly market.

Other important information

California and Vermont:

PSECU automatically limits sharing of information with affiliates for members with a California or Vermont address.