Business Credit Card
Enjoy flexible ways to manage your company's spending. PSECU’s Business Credit Card helps you better control your company’s cash flow.
To qualify for the Business Credit Card, you must be a current PSECU member and have a PSECU Business Account.
How Our Business Credit Cardholders Achieve More
A business credit card may just be your company’s most important spending tool. Whether you’re paying a vendor or covering an employee’s travel expenses, putting your business charges on a PSECU credit card makes money management easy. At the end of each month or fiscal year, you can easily review all your business expenses at a glance on your e-Statements.
Benefits
Business-Level Security
We take your company’s financial security very seriously. We monitor suspicious financial behavior on your credit card account for free.
- Extra purchase protection: Protection on lost or damaged retail goods and supplies you buy with your debit/credit card.
- Business travel benefits: Visa® may offer rental car collision and theft coverage when you use your card, as well as travel assistance services such as replacing lost plane tickets. Ask a PSECU representative for more information on Visa card travel benefits.
- Account Alerts: You can enroll in account alerts within online banking or the mobile app. When you do, we’ll email and/or text you about unusual activity on your credit card.
- Lock\unlock option: Misplace your card? You can immediately lock it from online banking or our mobile app. Once you find your card, unlock it and you’re back in business.
What to Know
Applying for a PSECU Business Credit Card
-
To qualify for the Business Credit Card, you must be a current PSECU member and have a PSECU Business Account.
Not a Member? Join Now -
To join PSECU as a business, all business owners must be existing PSECU members, and your business must be located in Pennsylvania. See PSECU Business Products and Services for all the benefits available to you.
Open a Business Account -
You're all set. Apply for a business credit card by completing a paper application. View Paper Application
| Description | APR* | |
|---|---|---|
| Business Visa Classic Purchase | 9.90% | |
| Business Visa Classic Cash Advance | 9.90% | |
| Business Visa Classic Balance Transfer | 12.90% |
Fees
Browse Common Questions
-
Yes. Co-applicants should apply with you when you open your credit card account. We’ll need current identification, and income and contact information for all applicants.
If you just want to add an authorized user, you can do that, too. For instance, you might add employees or your business manager to your account as authorized users. These individuals are allowed to use your business credit card account but aren’t legal account owners.Only the primary cardholder can add authorized users to your Business Credit Card Account.
-
Yes. You can have your account set up to automatically transfer your monthly Visa® payment from any PSECU share account. You can choose to pay the minimum payment, a specific amount higher than the minimum payment, or the amount necessary to avoid finance charges. These payments are transferred automatically from your account on the 25th of every month.
To set up a Visa automatic payment, please call us at 800.237.7328.
Achieve More with PSECU
More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.