Over 85,000+ Surcharge-Free ATMs Worldwide
Don’t pay to use your own money. Because we have one of the largest networks of surcharge-free ATMs - there’s likely one near you.
With 85,000+ options for members, we have one of the largest networks of surcharge-free ATMs worldwide.
Common Locations
Find an in-network, surcharge-free ATM at participating Sheetz, Rutter’s, Wawa, Target, and CVS Pharmacy locations.
Depository ATMs
Filter your search for surcharge-free ATMs that accept deposits. Need to make a check deposit? Try mobile deposit!
No Logo? No Problem.
Even if an ATM doesn’t have the PSECU logo or another financial institution owns it, if it’s in network, it’s still surcharge free.
Pay to Access Your Cash? No Way!
Use our ATM locator to find the closest surcharge-free ATM near you. We’re part of the Allpoint and CO-OP Networks, as well as CU$ ATM Alliance, all of which form our connection of 85,000+ surcharge-free ATMs. When you’re at an ATM, look for these logos:
PSECU Members Get Rebates on Out-of-Network Fees
Can't find an in-network ATM near you? No worries. If you use your PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
Traveling Internationally?
You can access your PSECU account at ATMs around the world. Find a surcharge-free ATM wherever you roam.
Browse Common Questions
-
No. Your card PIN and your member account PIN are separate. While you can choose the same PIN for both, they are not automatically the same. It's important to keep your PINs secure and not share them with anyone. If you’ve forgotten or need to reset your debit card PIN, call us at 800.237.7328.
-
You can deposit into any ATM that accepts deposits. If you're using an ATM and a deposit option doesn't display on the screen after you insert your card, the ATM owner doesn't participate in deposit sharing, which means you can’t deposit into your PSECU account from that ATM. If the machine accepts deposits, follow the instructions as they appear on the ATM screen. We recommend selecting Yes when asked about receiving a receipt.
-
In addition to cash, you can deposit the following through an ATM: personal checks, money orders, traveler's checks, rebate checks, and insurance checks. Foreign checks or foreign money orders can’t be deposited through an ATM. Generally, the payee(s) should endorse all checks on the back only. Failure to endorse these items correctly may result in the deposit being reversed from your account.
In addition to depositing through an ATM, you can also use mobile deposit to deposit checks to any share. In the mobile app, simply endorse the back of the check, and in the mobile app, snap a picture of the front and back of your check and follow the prompts. You’ll see a drop-down menu to select where you want to deposit the check and complete the process. It’s worth noting that some checks may have a box to check on the back for mobile deposits. If it doesn’t, make sure to include the words “For Mobile Deposit Only” below your signature.
-
Yes. You can typically use both a debit card and a credit card at an ATM. Keep in mind that using a credit card at an ATM (called a cash advance) may result in additional fees and higher interest rates, so it's generally recommended to use a debit card for cash withdrawals.
-
You can access your PSECU account at ATMs around the world. To find one on your travels, use Allpoint’s locator or the Visa® Global ATM Locator. Please note that not all ATMs found in Visa’s Global ATM Locator are surcharge free.
Achieve More with PSECU
More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.