Even if you don’t write many checks, a checking account is still one of the most useful financial accounts you can have, providing easy access to your cash and the ability to manage your day-to-day financial transactions.
With a checking account playing such a big role in handling your finances, it’s important to choose one that’s set up to benefit you. And that’s just what we offer.
Checking for Life
We make checking simple. Instead of overwhelming options and cluttered fee schedules, we offer one free checking account. There are no monthly fees, no complicated rules, and no hidden charges.
But that’s not all – our free checking accounts offer several benefits, including:
- Debit card rewards. Pay with your PSECU debit card and you can earn $.05 or $.10 on eligible purchases1.
- Surcharge-free ATMs + ATM rebates. PSECU members have access to a network of more than 85,000+ surcharge-free ATMs worldwide. Plus, if you use a PSECU debit card at an out-of-network ATM and get charged, we’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
- No-fee Overdraft Protection Transfer Service. Enjoy peace of mind with our no-fee Overdraft Protection Transfer Service. If your checking account doesn’t have enough funds to cover checks, ACH transactions, and bill payer transactions clearing from it, the money can be automatically pulled from other specified accounts. Unlike other financial institutions, we don’t charge you a fee for using Overdraft Protection Transfer Service.
- No minimum balance requirement. When you open a checking account with us, you don’t need to maintain a minimum monthly balance. We understand you need flexibility when unexpected bills or emergencies arise.
And if you know us, you know we’re a digital-first credit union. This means that on top of all these great benefits, you’ll have convenient 24/7 access to your money through our mobile app and online banking platform. Plus, you’ll receive a contactless debit card so you can simply tap for a faster way to pay.
Open an Award-Winning Checking Account Today
The best part of our free checking account? It’s got perks and rewards that will help you today, tomorrow, and throughout every stage of your life. And you don’t have to just take it from us, we’ve been recognized by three national organizations for the products and services we offer, including Best Traditional Checking Account by Newsweek.
Ready to get started?
*You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.