Free, Award-Winning Checking
One simple account that has no minimum balance requirements, no monthly service fees, and no hidden fees. With a PSECU checking account, you keep your money where it belongs - with you.
- One simple choice for all members. We like to keep it simple, so you don’t run into decision fatigue. No need to choose from a bunch of different options - we offer one account that’s perfect for all.
- No monthly maintenance or service fees. Fees? Forget about them. You keep more of your money, without the recurring fees to eat up your balance.
- No minimum balance requirements. Manage your money the way you want and need, without worrying about maintaining a minimum balance. You have the freedom to use your account as you wish.
- No-fee Overdraft Protection Transfer Service. Oops! Accidentally used more money than you have in your checking account? That’s why we have you covered with our no-fee Overdraft Protection Transfer Service.
Meet Your Short- and Long-Term Savings Goals
A Regular savings share is the cornerstone of your PSECU account (with just a $5 minimum balance requirement!). And whether you’re saving for next month, next year, or the next phase of your life, we offer additional savings opportunities to reach those goals.
- Savings shares. In addition to your Regular savings share, you can open up to five additional savings shares with no minimum balance requirement. You can then rename these shares to keep your money organized in the way that works for you.
- Money market account. The more you save, the more you can earn with dividends4 that grow alongside your balance. Increased earnings can begin with as little as $500 in your account.
- Certificates. With terms from 3-60 months, you can safely and easily invest your money. You can open a new certificate and earn the advertised rate with just $500.
- IRAs. Planning for your future has never been easier. We have accounts for both education and retirement.
Low-Cost Loans for All Your Needs
Our wide range of loan offerings lets you streamline your finances by meeting multiple borrowing needs in one place.
- Mortgages. Whether you’re looking for a fixed-rate, adjustable-rate, construction, jumbo, or First-Time Homebuyer loan, we’re ready to welcome you home with our mortgage offerings.
- Home equity. Put the value of your home to work for you with our home equity options.
- Auto. Have your eyes on a new or new-to-you car? Or looking to break up with your current auto loan? We offer auto loan payment options that meet you where you are.
- Personal loans. Get quick and easy access to the cash you need with our Personal Loan.
- Debt consolidation. Get out of debt, on your terms, with a debt consolidation loan that offers predictable monthly payments and a simpler repayment timeline.
Choose the Card for You
You know your financial situation best. That’s why we offer various credit cards to meet your needs.
- Founder’s Rewards Card. Earn 2%5 or 1.5% cash rewards on every purchase.
- Classic Card. Make purchases and cash advances with low interest rates.
- Secured Visa® Card. Get the flexibility and freedom of a credit card while you establish or rebuild credit responsibly.
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Free, Award-Winning Checking
One simple account that has no minimum balance requirements, no monthly service fees, and no hidden fees. With a PSECU checking account, you keep your money where it belongs - with you.
- One simple choice for all members. We like to keep it simple, so you don’t run into decision fatigue. No need to choose from a bunch of different options - we offer one account that’s perfect for all.
- No monthly maintenance or service fees. Fees? Forget about them. You keep more of your money, without the recurring fees to eat up your balance.
- No minimum balance requirements. Manage your money the way you want and need, without worrying about maintaining a minimum balance. You have the freedom to use your account as you wish.
- No-fee Overdraft Protection Transfer Service. Oops! Accidentally used more money than you have in your checking account? That’s why we have you covered with our no-fee Overdraft Protection Transfer Service.
Start your child off on the right foot. Members under 18 get a higher-yield savings rate6.
Businesses located in Pennsylvania can bank on our business products and services.
- You live with, or are related to, a PSECU member.
- You’re affiliated with one of the PA colleges or universities we work with.
- You work for one of the 1,000+ employers in PA that we’re partnered with.
- You join, or are an existing member of, Pennsylvania Recreation and Parks Society or Pennsylvania Consumer Council.
- Social Security number
- Driver’s License or government-issued ID
- Credit card or debit card for opening deposit
