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We’re proud to offer you products and services that help with your unique financial needs. After all, it’s what we do best. Become a member and get access to excellent member service, security and peace of mind, great rates, and a focus on YOU, without having to visit a branch.
As a not-for-profit credit union, we’re here to serve you, not stockholders. This includes asking for feedback from our members regularly to ensure we’re meeting your needs and giving you the best banking experience possible. When you open an account with us, you’ll receive:
You’ll feel valued, cared for, supported, and empowered to take control of your finances and achieve your dreams.
Our fraud prevention and security teams work hard every day to ensure your personal information and money are safe. And you can rest assured knowing each member has coverage of at least $250,0001 under the NCUA Share Insurance Fund.
You’ll enjoy competitive rates on loans like mortgages and auto and deposit products like savings accounts, certificates, and money markets.
“Members achieve more” isn’t just a tagline for us. It’s a part of everything we do. No matter what life hands you, or where you find yourself, we're here to help you achieve your financial goals for a lifetime.
Earn up to $300* when you meet promo requirements.
You have unique financial needs. We offer the financial products, services, and 24/7 digital banking channels necessary to meet them. Check out all the ways you can achieve more when you open a PSECU account.
One simple account that has no minimum balance requirements, no monthly service fees, and no hidden fees. With a PSECU checking account, you keep your money where it belongs - with you.
A Regular savings share is the cornerstone of your PSECU account (with just a $5 minimum balance requirement!). And whether you’re saving for next month, next year, or the next phase of your life, we offer additional savings opportunities to reach those goals.
Our wide range of loan offerings lets you streamline your finances by meeting multiple borrowing needs in one place.
You know your financial situation best. That’s why we offer various credit cards to meet your needs.
One simple account that has no minimum balance requirements, no monthly service fees, and no hidden fees. With a PSECU checking account, you keep your money where it belongs - with you.
A Regular savings share is the cornerstone of your PSECU account (with just a $5 minimum balance requirement!). And whether you’re saving for next month, next year, or the next phase of your life, we offer additional savings opportunities to reach those goals.
Our wide range of loan offerings lets you streamline your finances by meeting multiple borrowing needs in one place.
You know your financial situation best. That’s why we offer various credit cards to meet your needs.
Start your child off on the right foot. Members under 18 get a higher-yield savings rate6.
Businesses located in Pennsylvania can bank on our business products and services.
More gimmes + less gotchas = modern digital banking. Become a member today, and let your money live in the 21st century.
1All PSECU deposit shares, including checking, Regular, additional savings, money market and certificates, are federally insured by the National Credit Union Administration (NCUA) up to $250,000, the maximum allowed by law. In addition to the $250,000 of insurance provided on an individual account or combination of individual accounts, you are also insured up to $250,000 for any combination of accounts you may hold jointly with other individuals.
2You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.
3If you use a PSECU debit card at an out-of-network ATM and get charged, we'll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
4Dividends (which you may call interest): Based on day of deposit to day of withdrawal. Dividends are calculated on actual daily balances. If your daily account balance falls below $500, you won’t earn dividends until your daily balance again reaches $500. Dividend rates are declared monthly, compounded daily, and paid monthly into Money Market Shares. Payment of dividends is based on the available current and undivided earnings of PSECU. The Annual Percentage Yield (APY) for a deposit of one year or less is based on the assumption that both the deposit and dividends remain on deposit for a full year. A withdrawal will reduce earnings. Regulations prohibit dividends in excess of PSECU’s available earnings.
5You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.
View Truth in Savings Account Disclosures.
6To be eligible for the Youth Savings rate, the primary account owner must be under the age of 18. All eligible Youth Savings Share accounts earn 4.00% APY for balances of $.01 to $500.00. For balances of $500.01 and over, the Regular Savings Share APY will apply. Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Find our current dividend rates at psecu.com/rates. PSECU requires a $5 minimum balance to open and maintain a Regular share account. This $5 share account deposit is also required to be eligible to receive the Youth Savings rate, and the member must be in good standing as defined by PSECU's Bylaws, Article II, Section I. PSECU will make a $5 minimum share purchase on behalf of the member.
7PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible.